Terms of Use

By accessing or using EMICalc Mortgage Co., including the home loan EMI calculator, amortization tools, SIP comparison tools, charts, reports, and related content, you agree to these Terms of Use.

If you do not agree with these terms, please do not use the website.

The website provides calculators and information for general education, estimation, and financial planning. It does not provide legal, tax, investment, banking, lending, or financial advisory services.

Calculator outputs are estimates based on the numbers, assumptions, and formulas used by the tool. Actual loan offers, EMIs, charges, tax treatment, investment returns, and lender decisions may differ.

Nothing on this website should be treated as a recommendation to take a loan, prepay a loan, invest in a mutual fund, change an EMI, buy property, or choose a specific financial product.

Before making financial decisions, consult a qualified financial advisor, tax professional, legal advisor, bank, lender, or investment professional who understands your personal circumstances.

You are responsible for entering accurate information, reviewing assumptions, and independently verifying any result before relying on it.

You agree not to misuse the website, interfere with its operation, attempt unauthorized access, scrape at harmful volumes, or use the calculators for unlawful, deceptive, or abusive purposes.

SIP and investment-related projections are hypothetical and may assume steady annualized returns. Real market returns can be volatile, negative, delayed, or materially different from projections.

Loan calculations may not include all fees, insurance, taxes, foreclosure charges, prepayment rules, floating-rate changes, lender-specific methods, rounding differences, or regulatory changes.

The website design, text, calculators, charts, code structure, branding, and other materials are owned by or licensed to EMICalc Mortgage Co., unless otherwise stated.

You may use the website for personal planning and reference. You may not copy, reproduce, resell, redistribute, or create competing services from substantial portions of the website without permission.

We may update, modify, suspend, or discontinue any part of the website at any time. We may also change formulas, assumptions, layouts, pages, or features to improve the service.

We do not guarantee that the website will always be available, error-free, secure, or compatible with every device or browser.

To the maximum extent permitted by law, EMICalc Mortgage Co. and its operators will not be liable for losses, damages, missed opportunities, financial decisions, investment outcomes, loan decisions, or reliance on calculator results.

Your use of the website is at your own risk. The website is provided on an as-is and as-available basis.

The website may include links or integrations with third-party services. We do not control and are not responsible for third-party content, policies, security, pricing, offers, or availability.

We may revise these Terms of Use from time to time. The effective date on this page shows when the latest version became effective. Continued use of the website after changes means you accept the updated terms.

For questions about these terms, contact the site owner or administrator through the official contact method provided on the website or deployment profile.