Privacy Policy

EMICalc Mortgage Co. provides free home loan, EMI, amortization, and SIP comparison calculators. This Privacy Policy explains what information may be collected when you use this website and how that information is used.

The calculators are designed to run in your browser. Loan amount, interest rate, tenure, SIP amount, and similar values entered into the calculator are used to generate results for you and are not sold by us.

We may collect basic technical and usage information such as page views, device type, browser type, approximate location, referral source, and performance data. This helps us understand whether the site is working correctly and which pages are useful to visitors.

If you contact us directly in the future through email, forms, or support channels, we may collect the information you choose to provide, such as your name, email address, and message.

The financial values you enter into the calculators are used to calculate EMI, amortization, prepayment, SIP, and comparison outputs. These values are estimates provided by you and should not be treated as a loan application, credit inquiry, or banking instruction.

Avoid entering sensitive personal information such as bank account numbers, PAN, Aadhaar, passwords, or confidential financial credentials into any calculator field.

This website may use privacy-conscious analytics and performance tools, including Vercel Analytics and Vercel Speed Insights, to measure traffic and page performance. These tools may use cookies or similar technologies depending on their configuration and your browser settings.

You can control cookies through your browser settings. Disabling cookies may affect some website features, but the core calculator experience should generally remain available.

We use collected information to operate the website, improve calculator accuracy and usability, diagnose technical issues, monitor performance, protect against misuse, and understand general visitor interest in our pages.

We do not use calculator inputs to make lending decisions, provide credit approvals, or determine eligibility for any financial product.

The website is hosted on Vercel and may rely on related hosting, analytics, performance, or security services. These providers may process limited technical data according to their own privacy terms.

External links, if present, are provided for convenience. We are not responsible for the privacy practices, content, or security of third-party websites.

We use reasonable technical and organizational measures to protect the website. However, no online service can guarantee absolute security, and you use the website at your own discretion.

Please do not submit sensitive personal, banking, identity, or authentication information through calculator fields.

This website is intended for general financial education and planning purposes. It is not directed at children, and we do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time to reflect changes in the website, tools, legal requirements, or operational practices. The effective date on this page indicates the latest version.

For privacy-related questions, contact the site owner or administrator through the official contact method provided on the website or deployment profile.